:root{--n:#102a52;--t:#08786e;--p:#faf9f4;--l:#dce5e8;--m:#5e738f}body{margin:0;background:var(--p);color:var(--n);font:16px/1.5 Inter,system-ui,sans-serif}.tool-page{width:min(1160px,calc(100% - 32px));margin:0 auto;padding:46px 0 72px}.tool-crumb{color:var(--t);font-size:14px;font-weight:800;text-decoration:none}.tool-hero{margin:24px 0 28px;padding:38px;border-radius:24px;background:linear-gradient(135deg,#102a52,#0b2143);color:#fff}.tool-eyebrow{margin:0;color:#85dbd0;font-size:12px;font-weight:900;letter-spacing:.14em}.tool-hero h1{margin:8px 0;font-size:clamp(2rem,5vw,3.25rem);line-height:1.08}.tool-hero p{max-width:700px;margin:0;color:#d7e3ee}.tool-card{border:1px solid var(--l);border-radius:20px;background:#fff;padding:26px;box-shadow:0 18px 46px #102a5210}.tool-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.tool-field{display:grid;gap:7px;color:var(--n);font-size:14px;font-weight:800}.tool-field input,.tool-field select{width:100%;box-sizing:border-box;border:1px solid #cfdde1;border-radius:10px;background:#fff;padding:11px;color:var(--n)}.tool-field input:focus,.tool-field select:focus{outline:3px solid #08786e33;border-color:var(--t)}.tool-results{display:grid;gap:15px;border-radius:16px;background:#f3faf8;padding:20px}.tool-results span{color:var(--m);font-size:13px;font-weight:700}.tool-results strong{display:block;color:var(--n);font-size:24px}.tool-note{color:var(--m);font-size:13px}.rate-filters{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-bottom:20px}.rate-status{min-height:22px;color:var(--m);font-weight:700}.rate-table-wrap{overflow-x:auto;border:1px solid var(--l);border-radius:16px}.rate-table{width:100%;min-width:900px;border-collapse:collapse}.rate-table th,.rate-table td{padding:14px;text-align:left;border-bottom:1px solid #e9eff1;vertical-align:middle}.rate-table th{background:#f7fbfb;color:var(--m);font-size:12px;text-transform:uppercase}.rate-lender{display:flex;align-items:center;gap:10px;font-weight:850}.rate-lender img{width:38px;height:38px;padding:5px;box-sizing:border-box;border:1px solid var(--l);border-radius:11px;background:#fff;object-fit:contain;image-rendering:auto}.rate-action{display:inline-flex;border-radius:9px;background:var(--t);padding:9px 12px;color:#fff;font-size:13px;font-weight:800;text-decoration:none}.rate-empty{padding:30px;text-align:center;color:var(--m)}.rate-demo{display:inline-block;margin-bottom:14px;border-radius:999px;background:#fff4cd;padding:5px 10px;color:#795400;font-size:12px;font-weight:800}@media(max-width:760px){.tool-page{padding-top:28px}.tool-hero,.tool-card{padding:23px}.tool-grid,.rate-filters{grid-template-columns:1fr}.tool-card{padding:18px}.rate-table{min-width:760px}}@media(prefers-reduced-motion:no-preference){.tool-card,.rate-table tbody tr{transition:transform .18s ease,box-shadow .18s ease,background-color .18s ease}.rate-table tbody tr:hover{background:#f7fbfb}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
.rate-filters{margin-bottom:12px}.rate-filters select:disabled{cursor:not-allowed;background:#f5f7f8;color:#6b7890}.rate-filter-note{margin:0 0 16px;color:var(--m);font-size:12px}.rate-action{align-items:center;justify-content:center;min-height:36px}.rate-action:hover,.rate-action:focus-visible{background:#05645d}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.tool-error{grid-column:1/-1;min-height:1.4em;margin:0;color:#b42318;font-size:13px;font-weight:700}.tool-results strong{overflow-wrap:anywhere;font-variant-numeric:tabular-nums}